Solar Panels for Hot Water: PV vs Thermal

Independently written
Solar energy powering hot water heating through immersion diverter
Solar PV with an immersion diverter gives you free hot water from surplus solar electricity.

Can solar panels heat hot water?

Solar PV panels can heat your hot water using a solar immersion diverter (iBoost+ or Eddi, costing £200–£400). The diverter automatically routes surplus solar electricity to your hot water cylinder's immersion heater — giving you free hot water from sunshine. This is now more popular and cost-effective than dedicated solar thermal panels. A PV + diverter system gives you both electricity AND hot water; thermal only gives you hot water.

Option 1: Solar PV + Immersion Diverter (Recommended)

How it works: 1. Your solar PV panels generate electricity 2. Your home uses what it needs for appliances and lighting 3. When there is surplus solar (generation > consumption), the diverter detects this 4. The diverter automatically routes surplus electricity to your immersion heater 5. Your hot water cylinder heats up — for free 6. If the cylinder reaches target temperature, remaining surplus exports to the grid

Products: - iBoost+ (Marlec): £200–£350 installed. Wireless sensor clips to the meter tails. Simple, reliable, widely used. - Eddi (Myenergi): £350–£500 installed. More advanced — integrates with Zappi EV charger for prioritised surplus routing.

How much hot water can it heat? - In summer: PV surplus of 2,000–4,000 Wh/day → easily heats a full cylinder (150L at 60°C ≈ 6kWh) - In spring/autumn: 1,000–2,000 Wh surplus → partial cylinder heating - In winter: 200–500 Wh surplus → minimal hot water contribution

Annual hot water savings: £100–£250/year depending on system size and usage patterns.

Source: iBoost+ and Eddi product specifications; hot water heating calculations.

Solar surplus flowing to immersion heater via diverter before grid export
The diverter catches surplus solar before it exports — routing it to your hot water cylinder.

Option 2: Solar Thermal Panels

How it works: Dedicated solar thermal panels absorb sunlight and directly heat a fluid (water/glycol mixture) that circulates through your hot water cylinder.

Types: - Flat plate collectors (cheaper, simpler) - Evacuated tube collectors (more efficient, especially in winter)

Cost: £3,000–£5,000 installed

Annual savings: £50–£100 (hot water heating only)

Payback: 15–25+ years

Why thermal is losing popularity: - Only heats water — cannot power appliances, charge EVs, or earn SEG income - Higher maintenance (annual fluid checks, pump maintenance, glycol replacement every 5 years) - Shorter lifespan than PV (20 years vs 25–30) - Higher installation cost per benefit delivered - A PV system with a £200 diverter achieves the same hot water benefit PLUS provides electricity

Source: Energy Saving Trust solar thermal guidance.

PV + diverter delivers better 25-year returns than solar thermal
PV + diverter: electricity + hot water + SEG income. Thermal: hot water only. PV wins.

Head-to-Head Comparison

| Feature | PV + Diverter | Solar Thermal | |---------|-------------|---------------| | Upfront cost | £5,700–£8,400 (PV + diverter) | £3,000–£5,000 | | Annual savings (total) | £700–£1,100 (electricity + hot water) | £50–£100 (hot water only) | | Hot water saving | £100–£250/year | £50–£100/year | | Electricity saving | £500–£800/year | £0 | | SEG income | £80–£300/year | £0 | | Payback | 8–12 years | 15–25+ years | | Maintenance | Very low | Annual fluid check, pump | | Lifespan | 25–30 years | 20 years | | Versatility | Electricity + hot water + EV + battery | Hot water only | | Verdict | Winner | Outdated for most homes |

Source: Energy Saving Trust; MCS installer data.

Solar PV system — versatile enough for electricity, hot water, and more
PV is the more versatile technology — it does everything thermal does, plus much more.

Do You Need a Hot Water Cylinder?

Both PV diverter and solar thermal require a hot water cylinder (the insulated tank that stores heated water). If your home has a combi boiler (no cylinder), you have three options:

1. Add a hot water cylinder (£500–£1,500 including plumbing) — the diverter heats this cylinder 2. Skip the diverter entirely — use PV for electricity only (still saves £500–£800/year) 3. Install a heat pump (which requires a cylinder) — the PV powers the heat pump for both heating and hot water

If you already have a cylinder (common in UK homes with regular/system boilers), adding a diverter is simple and cheap.

Source: Hot water cylinder installation guidance.

Complete system: solar PV for electricity, hot water, EV charging, and heat pump
PV is the foundation — add a diverter for hot water, a charger for EV, a heat pump for heating.

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